Join over 10,000+ people who are getting debt-free faster with BudgetAI
4.9/5 rating
$12.5M in interest saved
Join over 10,000+ people who are getting debt-free faster with BudgetAI
Our AI analyzes your financial situation and helps you develop the most efficient strategy to eliminate debt, save on interest, and gain financial freedom.
Compare avalanche, snowball, and hybrid payoff strategies to find the approach that works best for your situation and goals.
See exactly how much interest you can save with optimized payment strategies, refinancing options, and consolidation recommendations.
Track your debt payoff progress with motivational visualizations that show your shrinking balances and growing financial freedom.
Our comprehensive suite of debt management tools helps you tackle debt strategically and efficiently.
See all your debts in one place with interest rates, balances, and payoff dates.
Compare avalanche, snowball, and AI-optimized hybrid approaches.
Visualize your debt reduction journey with interactive charts and graphs.
Receive suggestions for reallocating funds to pay down debt more efficiently.
Calculate potential interest savings with different payment strategies.
Never miss a payment with customizable alerts and notifications.
Get recommendations for refinancing opportunities that could save you money.
Track how much interest you're saving with your optimized payment strategy.
Get started with a debt freedom plan in just three simple steps.
Input your credit cards, loans, mortgages, or any other debts. Connect your accounts to automatically import balance details, interest rates, and minimum payments, or enter them manually.
Our AI analyzes your debts and recommends the best payoff strategy for your situation. Choose from avalanche (highest interest first), snowball (smallest balance first), or let our AI create a custom hybrid strategy.
We'll create a step-by-step payment plan showing exactly how much to pay on each debt each month. As you follow the plan, watch your balances decrease and track your progress toward becoming debt-free.
Read how others have used BudgetAI to conquer their debt and regain financial freedom.
I had over $22,000 in credit card debt and felt completely stuck. BudgetAI's debt management tools helped me create a strategic payoff plan that saved me over $4,300 in interest and got me debt-free 19 months sooner than I expected.
The visualization tools made a huge difference for me. Seeing my debt shrink month by month kept me motivated, and the AI recommendations for refinancing my student loans saved me thousands. I'm now on track to be debt-free in 2 years instead of 7.
As a small business owner, I had accumulated debt from startup costs. BudgetAI helped me prioritize which business debts to tackle first, negotiate better terms with creditors, and create a sustainable payment plan that didn't hurt my cash flow.
Everything you need to know about our debt management tools.